Solo 401(k) Explained: Cut Your Tax Bill and Invest Your Way

Business owners and self-employed individuals have one retirement account that does more work than any other: the Solo 401(k). It lowers taxable income, allows far larger contributions than an IRA, and, when it is self-directed, lets you invest in real estate, private companies, and other alternative assets rather than only stocks and bonds.

Senior Attorney Deven Munns and Attorney Joshua Love covered all of it in our recent webinar, including contribution limits, eligibility requirements, tax advantages, and how to properly establish and maintain the plan once it is open.

Watch the recording

Missed the webinar, or want to revisit the details? Watch the full recording, or download the presentation slides.

What the webinar covers

• Who qualifies for a Solo 401(k), and what disqualifies a business
• Employee and employer contribution limits, and how they stack
• The tax advantages of pre-tax versus Roth contributions
• Investing the plan in alternative assets
• What it takes to maintain the plan correctly each year

For the deadlines and contribution math that apply before December 31, see our companion article on Solo 401(k) year-end planning.

Solo 401(k) Special: Available Through October 26

To coincide with the webinar, KKOS Lawyers and Directed IRA are offering discounted Solo 401(k) services through October 26, 2026.

KKOS Lawyers special pricing

• Comprehensive Solo 401(k): $1,395 (regularly $1,595)
• Full Service Solo 401(k): $895 (regularly $995)
• Solo 401(k) Restatement: $895 (regularly $995)

Directed IRA special pricing

Directed IRA, our Solo 401(k) custodial partner, is reducing its first-year annual plan fee from $495 to $295.

Whether you are establishing a new plan or updating an existing one, our team can help you understand your options and determine the right next steps. Special pricing ends October 26, 2026.

Schedule a consultation with KKOS Lawyers