Our Top Asset Protection Strategies for 2026
Asset protection is not something you rush to do after a problem starts. It is a plan you build before you ever need it so if a lawsuit, creditor issue, or dispute shows up, your wealth is not sitting in the open.
In this webinar, KKOS Lawyers Partners Jarom Bergeson and Kevin Kennedy break down practical asset protection strategies for 2026, starting with simple steps and moving into higher level structures for business owners and real estate investors.
Watch the Webinar Recording
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Download the Webinar Slides
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Webinar Hosts: Jarom Bergeson and Kevin Kennedy (KKOS Lawyers)
This session was hosted by Jarom Bergeson and Kevin Kennedy, Partners at KKOS Lawyers. They focus on strategies that are realistic, cost effective, and built around what you actually own and what you are exposed to.
They also address a common problem in this space. People get pitched expensive asset protection packages that sound impressive, but do not fit their situation.
What Asset Protection Means and Why Timing Matters
Jarom explains asset protection as building legal barriers when the skies are sunny, not trying to move things around once a claim has started.
In simple terms, planning ahead gives you options. Waiting until you are in the middle of a dispute usually creates more risk.
Two Questions That Drive Every Asset Protection Plan
Before you form entities or add complexity, the webinar recommends starting here:
1) What assets do you actually have
Examples include:
- Rental properties and real estate
- A business
- Cash reserves
- Retirement accounts
- Personal assets
2) What risks exist in your life
Examples include:
- Tenants and property liability
- Employees
- Business operations and contracts
- Higher risk professions
- Personal driving liability
Your answers determine what makes sense for your plan.
A Simple Way to Think About Asset Protection Levels
The webinar walks through a progression of strategies. Some are quick and simple. Others require more structure and maintenance. The goal is to start with what is affordable and effective, then build only if your assets and risks justify it.
Simple Asset Protection Strategies You Can Start With
These are practical steps that many people overlook.
State law exemptions
Many states protect certain assets automatically. The details vary widely by state, but common categories include parts of your home equity and retirement accounts.
Better contract practices
A recurring point in the webinar is straightforward. Have a written contract. Even strong operators who do business on trust can create unnecessary risk when the terms are unclear.
Insurance
Insurance is a smart first layer of protection. The webinar also explains how umbrella coverage works and what it does not cover.
Equity planning
In certain situations, people use lending tools to reduce exposed equity. This must be done carefully and intentionally.
Entity Structuring for Business Owners and Real Estate Investors
If you own rental properties or run a business, the webinar explains how entity structuring can help keep a problem in one area from spreading to everything else.
Jarom and Kevin also clarify a common mistake. It is not enough to form an LLC and forget it. You have to use it correctly and keep it in good standing.
That includes:
- Proper titling
- Separate bank accounts
- Clean financial separation
- Staying current with renewals and compliance
The Trifecta Setup Discussed in the Webinar
The webinar covers a common structure many clients use:
- an operating entity for business activity
- a rental property ownership strategy
- estate planning built around a trust
Kevin also clarifies that a revocable living trust is generally estate planning, not asset protection.
Separating Assets So One Problem Does Not Affect Everything
The webinar explains how risk can expand when multiple rental properties or multiple business activities are held inside one entity.
They discuss ways to separate assets based on what you own, what you do, and how much risk exists.
Series LLCs: When They Can Help
Series LLCs can work in certain states, but they are not available everywhere. The webinar explains why state law matters and what responsibilities still exist even when a series structure is used.
Higher Level Strategies Covered in the Webinar
For clients with larger equity or higher personal risk exposure, the webinar also covers strategies designed to add stronger protection and leverage.
These include:
- structures that can strengthen protection when you are sued personally
- trust based strategies that may apply in certain situations
Privacy and Asset Protection Are Not the Same Thing
The webinar makes a clear distinction. Privacy can discourage someone from suing you. But if a lawsuit happens and a judgment is entered, you still may have to disclose what you own.
Privacy can help, but it is not the same as legal protection.
Watch the Replay and Download the Slides
Watch the Webinar Replay: (Watch the Replay)
Download the Webinar Slides: (Click to Download Slides)
Want Help Building Your Asset Protection Plan
If you want help setting up the right structure for your assets and risk profile, schedule a consult with the KKOS Lawyers team.
Ready to put this into practice? [book a 15-minute consult] to get your plan in motion.
