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Self-Directed Solo 401(k) Special

The Best Tool to Supercharge Your Retirement!

  • Contribute up to $66,000 a year, tax-deductible
  • Available in Roth and Traditional
  • Self-direct with checkbook control
  • Rollover an old employer 401(k) or traditional IRA

$995 $895 Full Service with attorney support.

4 Key Points to Consider When Using a Solo 401(k)

1. Up to $66,000 in Annual Contributions

A solo(k) can receive Up to $66,000 annually in new contributions and is an optimal savings tool for self-employed persons. ($73,500 if 50 +)(2023)

2. Self-Directed and Self-Trustee

The solo 401(k) is self-directed and you, as the business owner, serve as trustee and will have checkbook control of your own solo(k) bank checking account.

3. Must be Self-Employed with No Employees

In order to qualify for a solo(k) you must be self-employed with no other full-time employees.

4. Roth & Traditional Accounts

A solo 401(k) can have both Roth and Traditional accounts and the business owner’s spouse may also have accounts if they also work in the business.

Get Started

Step 1 – The Set-Up

(With Attorney Support)

$995 ($895)

 What it Includes:

  • Consultation with an attorney for up to 60 minutes.
  • Self-Directed Solo 401(k) Set-Up.
  • IRS-approved documents and plan EIN.
  • Attorney assistance throughout the process.
  • How-to plan binder.

Paralegal Service
(No Attorney)

$445 ($495)

 What it Includes:

  • The Self Directed Solo 401(k) Set-Up.
  • IRS-approved documents and plan EIN.
  • How to plan binder.
  • A great option for those who know what they are doing.

If you have questions, please call our 401(k) Paralegal, Kaylee Halvorson. She can be contacted 435-586-9366 x 2053 or [email protected].

Step 2 – Choose a Maintenance Plan

You will pick your plan when filling out your application.

A Maintenance Plan is required with (any) 401(k) plan in the country. This is because there are regular ‘plan updates’ required by the IRS and DOL, and protocol that needs to be followed in managing and operating a 401k. We try to keep the cost affordable and give you 2 options to chose from.

Annual Compliance Plan (ACP)

$150 Annually

  • Annual Plan Updates with IRS and DOL (Required)
  • Do it yourself type account maintenance (for those with more experience)
  • You choose the bank to set-up and manage your 401(k) Bank Account
  • You are responsible for all record keeping and any IRS filings for the 401(k)

“This plan is for those clients that know what they are doing and just want the bare minimum of service required by the IRS or DOL”

Click Here to View Fee Schedule

Full Service Custodial Account with Directed IRA

$395 ($295)
($100 off your first year account fee)

  • Annual Plan Updates with IRS and DOL (Required)
  • Directed IRA is the custodian of your 401(k) account.
  • Directed IRA holds and manages the funds similar to any other retirement account.
  • Directed IRA Handles Record-keeping and all required filing with the IRS

Click Here to View Fee Schedule

If you have questions, please call our 401(k) Paralegal, Kaylee Halvorson. She can be contacted 435-586-9366 x 2053 or [email protected].

Step 3 – Schedule Your Appointment Now! 

Want to learn more?

The Power of the Solo 401(k)

Mark Kohler goes live and breaks down the power of the Solo 401(k). For business owners with no employees this can be the fastest way for Americans to grow their retirement!

How to Invest in Crypto with a Solo 401(k)

Because this 401(k) is self-directed, it can be invested in a wide variety of assets including cryptocurrency. Watch this video to learn more about how.

How to Use a Self-Directed Solo 401(k) Podcast

Learn how the Solo 401(k) can be used by the self-employed to self-direct and build wealth!! Mat Sorensen, has special guest Kevin Kennedy, attorney at KKOS Lawyers, join the Podcast to give an overview and answer the most frequently asked questions on Solo 401ks.

Strategies for Moving an Old Employer 401(k) to Self-Directed Solo k

Many Americans have old employer 401(k)s sitting around earning meager rates. This video will teach you a variety of strategies to move your account to a new self-directed 401(k) so you can invest in what you know.

Do I Need an LLC to have a Solo 401(k)

You don’t need an entity to have a Solo 401(k), but you WILL want one! Mat and Mark break it down in this short video. Mark and Mat layout all the strategies available to ensure you are making the most of your money and growing your wealth for retirement!

401(k) & Employer Matches

Employer matches are a big part of the Solo 401(k) strategy. When you own the business, you make your own matches! Learn more in this quick video!

What is a Self Directed Solo 401(k)?

Pretty much exactly what it sounds like: an individual 401(k) designed for a business owner with no employees.
Just want the need-to-know basics about this retirement account?

Break Down

Solo 401(k)

Eligibility rules

No age or income restrictions. Business must have no employees, except for the owner, their spouse or children, and business partners with ownership in the business.

Contribution limit

$22,500 in 2023 with an additional $7,500 catch-up contribution if 50 or older. Total contribution with matching can be up to a total of $66,000. ($73,500 with catch up for 50 years and older)

Choose your deduction

Traditional 401(k): Deduction for contributions, reducing taxable income for the year.
Roth 401(k): Non-deductable contributions.

Taxes on qualified distributions in retirement

Traditional 401(k): Qualified distributions are taxed as income.
Roth 401(k): Qualified distributions are tax-free.

Year-End Tax Savings

Take advantage of special year-end tax saving strategies, that aren’t otherwise available during the year.

Start Retirement at Your Speed

Start your retirement savings now at a speed that you can control and feel comfortable.


Bank Account Signing/Control

With a Self Directed Solo 401(k), you have checkbook control of your retirement funds

Contribute up $66k

You will be able to contribute up to $66,000 into your Self Directed Solo 401(k) for 2023.

Self-Directed Freedom

Leave a legacy for generations to come with the freedom of self-directed investments.

Attorney Consult Support

No need to worry! We offer a full-service package that includes up to 60 minutes with an experienced tax attorney!